Money News, Banking, Taxes & Personal Finance

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Loans , Banking
August 25, 2026
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Why Gold Loans Are Growing in India: Benefits, Risks and What to Check Before Borrowing

Gold loans are growing rapidly in India as rising gold prices and stronger demand for secured credit attract banks and financial companies. Here’s what borrowers need to know before pledging their jewellery.

Emergency Fund: How Much You Need, Where to Keep It and How to Build It

An emergency fund is money set aside for unexpected and necessary expenses such as job loss, medical treatment or urgent repairs. A common planning range is three to six months of essential expenses, although people with irregular income or higher financial obligations may need more.

What Is Net NPA in Banks? Gross vs Net NPA Explained for Depositors and Borrowers

Net NPA shows how much of a bank’s loan book remains stressed after accounting for provisions. Here’s how it differs from Gross NPA and why depositors and borrowers should care.

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Banking
August 22, 2026
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Bank Deposits Grow 15.4%, Credit 19.3%: What RBI Data Means for FD Rates, Loans and Bank Customers

RBI data shows bank deposits grew 15.4% to ₹269.41 lakh crore while credit rose 19.3% to ₹220.78 lakh crore. Here’s what the numbers mean for FD rates, loans and bank customers.

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Upcoming IPOs
August 21, 2026
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Tempsens IPO GMP 70%+: Day 1 Subscription, Risks & Should You Apply?

Updated: 21 August 2026 | IPO is open from 20–24 August 2026. GMP is unofficial and can change sharply…

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Upcoming IPOs
August 20, 2026
91 views

Tempsens Instruments IPO: GMP 70-80%+, Day 1 Subscription & Should You Apply?

Tempsens Instruments IPO has opened strongly, with Day 1 subscription around 6x and GMP of roughly ₹210–₹232. But before applying, investors should look beyond the possible listing premium and assess the company’s financials, valuation and risks.

RBI MPC Minutes Signal Rate Hike: What It Means for EMIs and FDs

RBI’s August 2026 MPC minutes leave the door open to a future rate hike if inflation risks intensify. Here’s what that means for home-loan EMIs, personal loans and bank FDs.